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Cybersecurity

How phishing attacks work

The mechanics behind credential theft, and the habits that defeat it.

6 min read

The pattern

Phishing combines a plausible pretext, a channel you already trust, and a time constraint. The message imitates a service you use, the link leads to a page that captures what you type, and the urgency stops you checking.

Modern variants

  • Reverse-proxy pages that capture one-time codes in real time
  • Approval fatigue: repeated push prompts until one is accepted
  • Callback phishing: a message asking you to phone a number they control
  • Search-advert impersonation of support pages and wallet downloads

Defences that actually hold

  • Phishing-resistant multi-factor authentication such as passkeys or hardware keys
  • A password manager, which will not autofill on a look-alike domain
  • Navigating to services yourself rather than through links in messages
  • Treating any request for a code as a red flag, without exception

Independent service. FraudGuard Recovery & Cyber Safety is an independent private service. We are not a law enforcement agency, government body, bank, regulator or law firm, and we have no government affiliation. We do not guarantee the recovery of lost funds. Outcomes depend on the circumstances of each case and on the institutions involved.

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